The UK tax landscape is undergoing some of the most significant reforms in years. Inheritance Tax (IHT) receipts are rising sharply as frozen thresholds push more estates into the net, while the abolition of the Lifetime Allowance (LTA) has rewritten the rules for pensions. With further changes scheduled between now and 2027—including new restrictions on reliefs and the inclusion of unused pensions in IHT—families, professionals, and retirees are facing complex new challenges